Entries by Rob Reale


Financial Institutions Move to Digital – What’s Next?

Financial Institutions & Digital Capabilities Financial Institutions have moved swiftly to enable more digital functionality. This effort has taken on many different paths. For some, the move has been to offer a combination of the following: BaaS, Open Banking, digital loan applications, a stand-alone digital bank, faster payments, access to cryptocurrencies, P2P functionality, electronic signatures, […]


Using Customer Intelligence to Compete More Effectively in the Future of Financial Services

Like other industries in this new millennium, the financial services industry has been rapidly transformed by new technology.  With the rise of digital money, real-time money movement, and increased competition within the industry, this change is growing at an even faster pace.  But let’s face it, this industry has been one of the slowest to […]


Help Your Customers Build Generational Wealth

Help Your Customers Build Generational Wealth and Grow Opportunities for the Future Interest rates continue to remain at record lows, and the recent employment numbers are showing improvement as we continue to recover from the COVID crisis.  Now that the economy is recovering, there are opportunities for financial institutions to help their customers get back […]


ACH Transaction Volume Growth Indicates Rapid Shift to Digital Money Movement

  ACH Volume Soars At Record Pace Wow!! Have you seen the new information that the National Automated Clearing House Association (NACHA) has posted about ACH transaction volume during the second quarter of 2021?  Volume soared at a record pace. According to the post, the quarterly volume of 7.3 billion was an increase of 9.9% […]

The Financial Services Industry of the Future

The past year has brought many changes to the Financial Services Industry and so far in 2021 the indications are there is more to come. Mergers and acquisitions within the top 50 largest banks in the U.S. are reshaping the landscape, changes at the periphery of the industry are also having an impact.  Several of […]

The Rise of Digital Solutions in the Banking Industry

The Rise of Digital Solutions in the Banking Industry: Is Your Bank Positioned Well in Our New World? In a world dominated by the global pandemic, consumers and businesses have turned to contactless solutions and have minimized the need to conduct business in person, even as we slowly return to “normal”. These solutions have given […]

How Personalized Marketing is Disrupting the Banking Industry

As Digital Banking takes off, Personalized Marketing will become more important for the Banking Industry A recent Bain & Company article mentions that financial institutions should be concerned that “many consumers look outside their primary bank for high-margin products”.   However, the article also contains recent survey results that note “most customers who received direct offers […]

Data Driven Intelligence Will Enable Banks to Compete More Effectively

Cutting edge technology has fostered rapid innovation throughout various industries over the past ten years. This rapid change is impacting the financial services industry with full force, especially during this difficult COVID environment. Consumers and businesses are rapidly searching for solutions to meet their needs. Examples of this change include real-time P2P and contactless payments, […]

Digital Transaction Activity Is Surging During The COVID Crisis

  Consumers and Businesses shift to enhanced digital functionality Even before the COVID crisis, consumers and businesses were rapidly shifting to solutions provided in a digital transaction environment. For traditional financial institutions, adapting to these fast-moving changes is paramount to consumer and business banking customer retention and deepening relationships. How is competition evolving as the […]

IFM Refreshes The Website With Thought Leadership

IFM has recently updated and refreshed the content on our website at www.infimark.com. We’ve added information about our firm and the service we provide to financial institutions. Additionally, we’ve provided links to access our blog as well as our Quick Guide to Growing Bank Deposits ebook.     The customer intelligence that IFM provides is […]